It is important that on a regular basis you check that your current loan is still meeting your needs. This ensures that your home loan is working for you and not your bank or credit union. It is recommended that is done at least every 2 years.
To assist you in this regard Jigsaw Home Loans offers a Complementary Home Loan Check Up. We will discuss the following with you:
Is your current interest rate still the best you can get?
Do you need to consolidate other debts into one loan?
Have you considered a fixed rate?
Are you looking for additional funds for renovations or household purchases?
Whether it is your first home, a new family home including downsizing Jigsaw Home Loans can manage the complete process for you. Jigsaw will ensure your needs and objectives are matched with an appropriate loan package.
We will then assist you with your application, submit it to the lender of your choice, position it to assist with a speedy approval and then manage the settlement process.
It may be easier than you think to stop renting and buy your very own first home. If you are tired of renting and want a home to call your own you should consider making an appointment with us to discuss your eligibility to qualify for a home loan.
We will discuss the income and the deposit required to secure your first home loan and if your dream is building your own home you may qualify for the State Government’s First Home Owners Grant.
You may be surprised how easy it can be to set up an investment property and the rent you receive can pay off your loan.
It can produce an income while establishing you with a sound asset and can form an important element of your wealth management and retirement strategies.
We recommend that you seek independent financial and taxation advice before acting on any general information provided.
SMSFs are an increasing in popularity to fund retirement. You can now use SMSF loans to purchase investments such as residential and commercial properties. Any property purchased using a SMSF loan works in the same way as any other investment property loan.
However, this is a specialist area of property investments with specific guidelines. The team at Jigsaw Home Loans have experience in assisting investors in this regard. We work closely with some prominent accountancy and financial planning organisations to provide a complete service.
If you are self-employed, you may need specific help to obtain a home loan. The Jigsaw team are experienced in dealing with self- employed, providing a service to ensure your loan has every chance of being approved. It may be an advantage to provide full financial details to ensure a better rate, while in some cases a “low doc” application may be the best approach.
Business growth finance and repayment of ATO debts can also be arranged.
Brian certainly takes the stress and worry out of finding the right finance solution. All options were covered, banking tailored perfectly to my needs, super quick and virtually paper-free! Would recommend Brian and Jigsaw Home Loans to anyone looking for a finance solution.
During the process of obtaining a home loan, an enquiry from my prospective lender was forwarded to Brian as I was not sure how to answer it. Brian handled the matter correctly, swiftly and without fuss. Only later did I learn that he was on holiday on the other side of the world! That is the level of service and dedication you can expect from this very knowledgeable and experienced professional. I commend him to all.
My wife and I had engaged Brian to help us gain finance for an investment property, Brian helped us go through the different banks and credit unions to find the best loan for us with the lowest rates.
Due to the way I was employed at the time it made it very difficult to obtain this loan. We certainly made Brian work hard on this loan with the banks almost doing a back flip on the loan to say no, but Brian fought hard and long pulling everything out for us to get over the line with the loan! If it wasn’t for Brian we wouldn’t have this investment property, Thanks Brian.
We can arrange to meet you at one of our two offices in the Adelaide Western and North- East suburbs. Alternatively, we can see you at your work place or in the comfort of your own home at a time convenient for you.