It is important that on a regular basis you check that your current loan is still meeting your needs. This ensures that your home loan is working for you and not your bank or credit union. It is recommended that is done at least every 2 years.
To assist you in this regard Jigsaw Home Loans offers a Complementary Home Loan Check Up. We will discuss the following with you:
Is your current interest rate still the best you can get?
Do you need to consolidate other debts into one loan?
Have you considered a fixed rate?
Are you looking for additional funds for renovations or household purchases?
Whether it is your first home, a new family home including downsizing Jigsaw Home Loans can manage the complete process for you. Jigsaw will ensure your needs and objectives are matched with an appropriate loan package.
We will then assist you with your application, submit it to the lender of your choice, position it to assist with a speedy approval and then manage the settlement process.
It may be easier than you think to stop renting and buy your very own first home. If you are tired of renting and want a home to call your own you should consider making an appointment with us to discuss your eligibility to qualify for a home loan.
We will discuss the income and the deposit required to secure your first home loan and if your dream is building your own home you may qualify for the State Government’s First Home Owners Grant.
You may be surprised how easy it can be to set up an investment property and the rent you receive can pay off your loan.
It can produce an income while establishing you with a sound asset and can form an important element of your wealth management and retirement strategies.
We recommend that you seek independent financial and taxation advice before acting on any general information provided.
SMSFs are an increasing in popularity to fund retirement. You can now use SMSF loans to purchase investments such as residential and commercial properties. Any property purchased using a SMSF loan works in the same way as any other investment property loan.
However, this is a specialist area of property investments with specific guidelines. The team at Jigsaw Home Loans have experience in assisting investors in this regard. We work closely with some prominent accountancy and financial planning organisations to provide a complete service.
If you are self-employed, you may need specific help to obtain a home loan. The Jigsaw team are experienced in dealing with self- employed, providing a service to ensure your loan has every chance of being approved. It may be an advantage to provide full financial details to ensure a better rate, while in some cases a “low doc” application may be the best approach.
Business growth finance and repayment of ATO debts can also be arranged.
Whatever your financial situation contact us to arrange a suitable time to meet to discuss how we can help you.
Financial Services, Business & Commercial Loans, Asset & Vehicle Finance / Leasing
We have established relationships with selected financial service providers to assist our clients. A complete service which includes:
Running your own business is difficult at the best of times. When you require funds for various business requirements, you need a professional service to manage the entire process.
Jigsaw have extensive experience in looking after businesses and working closely with your accountant and specialised lenders to obtain a tailored loan solution. Business and commercial loans to suit small to large businesses can be arranged.
This includes property/equipment and vehicle finance including leasing and chattel mortgages.
Jigsaw caters for needs of the business and individuals in the regards offer the following services:
We can arrange to meet you at one of our two offices in the Adelaide Western and North- East suburbs. Alternatively, we can see you at your work place or in the comfort of your own home at a time convenient for you.
